This home qualifies for the (Community Reinvestment Act Program) which offers qualified buyers a reduced interest rate, no mortgage insurance & lender credit of $6000 toward closing costs with OceanFirst Bank. Combine this with the Philly first grant and the borrower needs less than $1000 to purchase this home! Introducing Joyce St, where charm meets sophistication! This beautifully renovated home is perfect for first-time buyers, growing families, or savvy investors. The thoughtful layout features an exposed brick wall, expansive living room, dining area, and eat-in kitchen that offers plenty of cabinet space & breakfast bar. A multipurpose room leads to the fenced yard, suitable for a mudroom or studio. The upstairs presents three spacious bedrooms with plenty of natural light, vinyl plank flooring and a full finished bathroom. This home is also complemented by a fully finished basement. Schedule your showings today!