Buyer may choose any other lending source. Step into this stunning 4-bedroom, 3.5-bathroom home adorned with exquisite, solid bamboo flooring gracing the formal living room/office to the dining room and family room, complete with a warm fireplace to cozy up to on chilly evenings. A chef's haven awaits in the newly renovated kitchen with LVT Flooring, showcasing new stainless-steel appliances, a sleek quartz countertop, and a generously sized overhead vent that combines both style and functionality. Entertaining is effortless with the high bar seamlessly connecting to a charming breakfast nook, while a walk-in pantry and ample cupboard space ensure easy storage for extended family gatherings. Indulge in grand dining experiences in the formal dining room, spacious enough to comfortably seat 10-12 guests for Sunday brunches or dinners, while the versatile formal living room in the front offers the perfect spot for a home office for teleworking or remote homeowners. Retreat to the owner's suite on the main level with high ceilings, nestled away for ultimate privacy from the vibrant kitchen ambiance. The main level also boasts a convenient laundry room and additional storage space, blending practicality with luxury amidst soaring ceilings and an open layout. Ascend the stairs to discover three freshly painted bedrooms and two full baths on the second floor, where the spiral beauty of the home is unveiled from the top and landing of the stairs. Nestled within a tranquil subdivision, this home offers access to serene walking paths and a scenic lake, providing a peaceful sanctuary for homeowners. Brand new carpets in two of the bedrooms upstairs and solid bamboo on the third bedroom floor. Brand new tiles and toilets in all the bathrooms. Don't miss the opportunity to experience this 'must-see' home for yourself.