Assumable 4.5% rate - PHFA mortgage! AND this property is eligible for multiple Specialty Home Buyer Programs and grants Fully renovated in 2021, French Drain sump pump and complete waterproofing of basement in 2022, New HVAC 2022, New Roof with 10 year warranty! This West Philly gem has the original character with modern updates and two outdoor spaces! The entire 3 bedroom, 3 bath home with the finished basement (4th bedroom) has been meticulously, thoughtfully, and beautifully renovated. The sun drenched 1st floor includes a spacious living and dining area with a fireplace, convenient powder room, and kitchen with white shaker cabinets, custom backsplash and all stainless steel appliances. The 2nd floor has 3 large bedrooms and full bath with shower/tub combo. The expansive finished basement is home to the washer and dryer and has a separate entrance to the back yard. With a front garden, covered porch, back deck, and large tree canopied yard, 509 S 55th St is a city oasis! Assumable PHFA mortgage! AND this property is eligible for our Specialty Home Buyer Program, NeighborFirst that gives below market rates, only needs 3% down and gives $6,000 to First Time Home Buyers! Another grant offers up to $25,000 assistance in closing costs!